Amazingly, a recent NerdWallet.com study showed that nearly 70% of customers have been with the same company for a minimum of four years, and just short of a majority have never compared rate quotes at all. Drivers in Dallas can cut their rates by as much as $1,800 a year, but they think it’s difficult to compare rate quotes.
If you want to save the most money, the best way to find affordable quotes for Chevy Aveo insurance is to start doing an annual price comparison from different companies who can sell car insurance in Dallas. You can compare rates by completing these steps.
- Learn about auto insurance and the steps you can take to prevent high rates. Many rating criteria that are responsible for high rates like accidents, traffic violations, and a less-than-favorable credit history can be controlled by making minor driving habit or lifestyle changes.
- Get rate quotes from independent agents, exclusive agents, and direct companies. Exclusive agents and direct companies can provide rates from a single company like Progressive or Allstate, while agents who are independent can quote rates from multiple sources.
- Compare the new rate quotes to the price on your current policy to see if cheaper Aveo coverage is available in Dallas. If you find better rates and decide to switch, make sure there is no lapse in coverage.
- Notify your company or agent of your decision to cancel your current coverage. Submit a completed policy application and payment for your new coverage. Don’t forget to place your new certificate of insurance in your vehicle’s glove compartment or console.
An important bit of advice to remember is that you’ll want to compare similar deductibles and liability limits on every price quote and and to get quotes from as many different companies as possible. This guarantees an apples-to-apples comparison and a thorough price selection.
If you’re already insured or want to find a cheaper company, you can use these techniques to find the best rates without reducing protection. Choosing the most cost-effective insurance policy in Dallas can be easy if you know a few tricks. Drivers only have to learn the most time-saving way to get comparison quotes from multiple carriers.
How to buy Chevy Aveo insurance in Dallas
Most major insurance companies such as State Farm, Allstate and GEICO allow you to get prices directly from their websites. Comparing prices online for Chevy Aveo insurance in Dallas doesn’t take a lot of time because it’s just a matter of typing in your coverage preferences into the quote form. When the form is submitted, their quoting system automatically retrieves your driving and credit reports and returns a price based on these and other factors. Being able to quote online for Chevy Aveo insurance in Dallas makes comparing rates easy, and it’s absolutely necessary to compare as many rates as possible in order to get cheaper rates.
To fill out one form to compare multiple rates now, consider comparing rates from the companies shown below. If you have your current policy handy, we recommend you complete the form with the limits and deductibles exactly as shown on your declarations page. This guarantees you will have rate comparison quotes based on similar coverages.
The providers in the list below provide comparison quotes in Dallas, TX. If multiple providers are shown, we suggest you visit two to three different companies to get a more complete price comparison.
Three good reasons to insure your Aveo
Despite the high insurance cost for a Chevy Aveo in Dallas, insurance is required in Texas but it also protects you in many ways.
- The majority of states have minimum liability requirements which means you are required to buy specific minimum amounts of liability insurance coverage in order to drive the car legally. In Texas these limits are 30/60/25 which means you must have $30,000 of bodily injury coverage per person, $60,000 of bodily injury coverage per accident, and $25,000 of property damage coverage.
- If your vehicle has a loan, most lenders will make it a condition of the loan that you buy full coverage to ensure loan repayment if the vehicle is totaled. If the policy lapses, the lender may insure your Chevy at a significantly higher premium and require you to pay a much higher amount than you were paying before.
- Car insurance preserves not only your car but also your financial assets. Insurance will pay for most medical and hospital costs for both you and anyone you injure as the result of an accident. One of the most valuable coverages, liability insurance, also covers all legal expenses up to the policy limit if you cause an accident and are sued. If damage is caused by hail or an accident, your car insurance policy will pay all costs to repair after the deductible has been paid.
The benefits of buying car insurance greatly outweigh the cost, especially if you ever need it. According to a 2015 survey, the average American driver is wasting up to $750 every year so you should quote and compare rates every year to make sure the price is not too high.
Facts and figures for Chevy Aveo insurance
The rate table displayed next showcases detailed analysis of insurance prices for Chevy Aveo models. Having insight into how auto insurance prices are established is important for drivers to make smart buying decisions.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Aveo LS 4-Dr Hatchback | $142 | $312 | $366 | $22 | $110 | $952 | $79 |
| Aveo LS 4-Dr Sedan | $142 | $312 | $366 | $22 | $110 | $952 | $79 |
| Aveo LT 4-Dr Hatchback | $160 | $312 | $366 | $22 | $110 | $970 | $81 |
| Aveo LT 4-Dr Sedan | $160 | $312 | $366 | $22 | $110 | $970 | $81 |
| Get Your Own Custom Quote Go | |||||||
Cost estimates assume married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Price estimates do not factor in specific garaging location which can lower or raise rates greatly.
Tickets and at-fault accidents raise rates
The chart below highlights how traffic violations and at-fault fender-benders increase Chevy Aveo car insurance rates for each different age category. The premium estimates are based on a married male driver, full physical damage coverage, $1,000 deductibles, and no other discounts are factored in.
Comparison of auto insurance rates by age and gender
The information below illustrates the comparison of Chevy Aveo auto insurance costs for male and female drivers. The rates are based on no driving violations, no at-fault accidents, full coverage, $250 deductibles, marital status is single, and no discounts are applied.
Reduce your auto insurance rates with these eight discounts
Auto insurance is expensive, but you might already qualify for some discounts to help offset the cost. A few discounts will be applied at the time of quoting, but some discounts are required to be specially asked for before you will receive the discount.
- Low Mileage – Keeping the miles down on your Chevy could earn cheaper rates.
- Buy New and Save – Insuring a vehicle that is new may earn a small discount because new model year vehicles have to meet stringent safety requirements.
- Full Payment Discount – By paying your entire bill at once instead of paying each month you can avoid the installment charge.
- Seat Belt Discounts – Forcing all vehicle occupants to buckle up can save a little off the PIP or medical payment premium.
- Student Discount for Driver Training – Teen drivers should complete a driver education course in high school.
- Passenger Safety Discount – Vehicles equipped with air bags or motorized seat belts can qualify for discounts of more than 20%.
- Anti-lock Brakes – Vehicles that have steering control and anti-lock brakes are safer to drive and therefore earn up to a 10% discount.
- Discount for Home Ownership – Being a homeowner can earn you a little savings since home ownership shows financial diligence.
Discounts save money, but please remember that many deductions do not apply to your bottom line cost. Most only apply to the price of certain insurance coverages like comp or med pay. Even though the math looks like it’s possible to get free car insurance, you won’t be that lucky. But all discounts should definitely cut your overall premium however.
The chart below illustrates the comparison of Chevy Aveo car insurance costs with and without discounts applied to the policy premium. The costs are based on a male driver, no violations or accidents, Texas state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, homeowner, marriage, multi-policy, multi-car, and claim-free discounts applied.
To find companies who offer online Chevy Aveo insurance quotes in Texas, click this link.